What Are the Cost Benefits of Installing Blown-In Insulation?

Installing blown-in insulation delivers measurable cost benefits by improving thermal performance, reducing energy consumption, and minimizing heating and cooling load fluctuations. In both retrofit and new construction scenarios, it offers one of the highest returns on insulation investment relative to installation time and material cost.

Blown-in insulation increases air sealing and fills cavities more uniformly than batts. This reduces conditioned air loss, directly lowering utility bills year-round. Properly installed blown-in insulation in attics can reduce energy costs by up to 20%, depending on regional climate and building envelope condition (U.S. Department of Energy).

Blown-in systems also offer low maintenance, long lifespan, and effective R-value consistency when professionally installed, even in irregular spaces. The following sections provide detailed comparisons, technical specifications, and considerations based on field experience and local climate performance.

Cost and Performance Comparison

MetricBlown-In InsulationFiberglass BattsSpray FoamCellulose Insulation
Average Cost (per sq. ft.)$1.00 – $1.50$0.80 – $1.20$2.00 – $3.50$0.90 – $1.40
R-Value per InchR-2.2 to R-3.8R-2.9 to R-3.8R-3.5 to R-6.5R-3.2 to R-3.8
Air Gap CoverageHighModerateHighHigh
Settling Over TimeMinimal (loose-fill)NoneNoneModerate
Moisture ResistanceModerateLowHighLow
Average Annual Energy Savings*15% – 20%10% – 15%20% – 25%12% – 18%

*Data estimates for Midwest homes based on EnergyStar modeling and utility audit results.

Technical Specifications

SpecificationDescription
Material TypesCellulose (recycled paper), Fiberglass
Installation MethodBlown via machine with hose into cavities or attics
Ideal R-Value (Attic IL/IN)R-49 (16-20 inches average depth)
Fire ResistanceFiberglass: Inherent; Cellulose: Treated with borate
Mold ResistanceModerate (with air sealing and vapor barriers)
Life Expectancy20-30 years with proper sealing and ventilation

Things to Consider Before Making a Decision

  • Local Climate: In Illinois and Northern Indiana, high heat in summer and freezing temperatures in winter create variable demands. Attics without proper insulation often account for over 25% of total energy loss.
  • Existing Insulation Condition: Older insulation with signs of moisture damage, pests, or compression should be removed before new installation.
  • Ventilation: Improper ventilation can reduce the lifespan of blown-in materials, especially cellulose.
  • Air Sealing: Blown-in insulation performs best when combined with comprehensive air sealing to close leaks and gaps.
  • Access Points: Attic hatches, recessed lights, and chimneys must be addressed to maintain consistent coverage and reduce fire risk.

Bonus Tip

From field experience, installing baffles before blown-in application ensures proper airflow from soffits and avoids insulation drift—especially important in homes with ridge vent systems.

Performance in Midwest Conditions

Cold winters and hot, humid summers create a wide thermal range. Blown-in fiberglass performs well in attics when applied above R-49. Dense-pack cellulose offers sound control benefits and performs reliably in wall cavities of older homes with irregular framing—common in South Chicago housing stock.

Bonus Tip

Homes with HVAC ducts in the attic benefit disproportionately from attic insulation upgrades. Blown-in insulation limits temperature swings around ducts, boosting system efficiency and lifespan.

Common Questions

How long does installation take?

Most attic projects under 1,500 sq. ft. are completed in 4-6 hours with proper prep and crew.

Can insulation be added over existing material?

Yes, if existing insulation is dry, uncontaminated, and evenly distributed. A full inspection is necessary before adding material.

Does blown-in insulation settle over time?

Loose-fill cellulose may settle slightly. Dense-pack and fiberglass loose-fill settle very little when properly installed.

How do I know if I need more insulation?

Infrared imaging and attic depth measurements offer clear indicators. Most homes built before 2000 are under-insulated for today’s efficiency standards.

Services Available for This Insulation Type

South Chicago Insulation offers:

  • Blown-In Insulation: Loose-fill or dense-pack options using cellulose or fiberglass for attics, walls, and floor cavities.
  • Attic Insulation: Evaluation and enhancement services tailored to optimize attic energy performance.
  • Home Performance Evaluation: Diagnostic assessments including blower door tests and thermal imaging.
  • Crawlspace Encapsulation: Seals and insulates crawlspaces to reduce moisture and temperature intrusion.

Get Expert Insulation Guidance

For technical advice or to request a home insulation assessment:
Contact South Chicago InsulationPhone: (779) 803-8025 Email: [email protected]

Frequently Asked Questions

How do I maintain blown-in insulation after installation?

Routine attic inspections every 2-3 years help catch moisture or rodent issues early. No active maintenance is required otherwise.

Can blown-in insulation help with indoor noise?

Yes, cellulose provides notable sound dampening when dense-packed in walls or between floors.

Will insulation lower my utility bills immediately?

Most households see utility savings within the first billing cycle, depending on seasonal usage.

Is this type of insulation safe for allergies?

Fiberglass is inert and safe when undisturbed. Cellulose is treated to resist mold and pests, making both options viable in most allergy-sensitive homes.

Does this increase home value?

Upgraded insulation can improve resale value by meeting energy efficiency criteria. It also supports positive home inspection reports.

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